Tennessee rent late fee law & calculator

Under Tenn. Code §66-28-201(d): 10% of the amount past due. Grace period: 5 days.

Late fee due

$75.00

Paid 9 days late; grace ends 5 days after due

Tennessee maximum for this rent

$150.00

of the amount of rent past due — assuming the full month's rent is unpaid

A late fee is only collectible if your lease authorizes it. General information, not legal advice.

What Tenn. Code §66-28-201(d) requires

  • Maximum fee: 10% of the amount past due
  • Grace period: 5 days
  • Lease requirement: the fee must be authorized in the written rental agreement — an unauthorized fee is uncollectible.
  • No fee until rent is 5 days late; if day 5 lands on a Sunday or legal holiday and the tenant pays the next business day, no fee at all
  • Applies in URLTA counties (those over ~75,000 population — including Shelby, Davidson, Knox, and Hamilton); elsewhere the lease and reasonableness govern

Rules as of August 2026. Statutes change — verify with the current text of Tenn. Code §66-28-201(d) before relying on a number, and check city and county ordinances, which can be stricter. This is general information, not legal advice; consult a Tennessee attorney for your situation.

Not in Tennessee? Every state's late-fee rules → Also for Tennessee landlords: the security-deposit return deadline →

Late fees that apply themselves

Set the rule once — LetsGoLandlord applies fees on schedule, on their own ledger line. Free for 14 days.