New Jersey rent late fee law & calculator

Under N.J. Stat. §2A:42-6.1: No statutory cap — 5-business-day grace for protected tenants. Grace period: 5 business days (seniors & benefit recipients).

Late fee due

$75.00

Paid 9 days late; grace ends 5 days after due

A late fee is only collectible if your lease authorizes it. General information, not legal advice.

What N.J. Stat. §2A:42-6.1 requires

  • Maximum fee: No statutory cap — 5-business-day grace for protected tenants
  • Grace period: 5 business days (seniors & benefit recipients)
  • Lease requirement: the fee must be authorized in the written rental agreement — an unauthorized fee is uncollectible.
  • Seniors receiving Social Security or pension benefits, and recipients of SSI or Work First NJ, get a mandatory 5-business-day grace period before any late fee
  • For everyone else there's no statutory grace or cap, but the fee must be in the lease and reasonable; some municipalities (e.g., Jersey City) cap fees locally

Rules as of August 2026. Statutes change — verify with the current text of N.J. Stat. §2A:42-6.1 before relying on a number, and check city and county ordinances, which can be stricter. This is general information, not legal advice; consult a New Jersey attorney for your situation.

Not in New Jersey? Every state's late-fee rules → Also for New Jersey landlords: the security-deposit return deadline →

Late fees that apply themselves

Set the rule once — LetsGoLandlord applies fees on schedule, on their own ledger line. Free for 14 days.